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Top 10 Tips to Earn Extra Money

You can advertise your expertise, your occasion or used things to earn some extra money.
Due to loss of job, salary curtailing, removing bonuses and decreased 401 (K) matching contributions, your income is becoming smaller, but the bills are not.

If your usual occupation is not bringing you sufficient money or you have relinquished your job for good, the following points can help to earn some money until you stand on your feet.



Here are 10 tips for earning some extra cash:






1. Do casual work

Felice Premeau Devine left her profitable, full-time job two years ago to elevate her son. In short term, she chose to writing and editing self-employed work and launched a blog, and she is capable of earning some money from advertising.

At the present time, any job can be performed on an agreement or part time basis. Sites like Sologig, lead the seekers for jobs to make contract, consulting, freelance, and part-time projects opportunities according to your working.


2. Sell your books

If you are a college student or you are keeping college textbooks for reading them again in future, choose sellers like Barnes & Noble to sell your textbooks for immediate cash. Or, get some ancient books from your personal library and sell them at a local second-hand bookstore.


3. Search circulating coins.

Susan Headley, the “guide to coins” on About.com, is a lifetime coin collector who has been increasing her income by searching through circulating coinage for the past six years. In 2008, she made about $2,500 and so far in 2009, she has earned almost $500 from coins.

She says that people who search circulating coinage effectively, as a side business, they do so in a very large quantity. They purchase bundles of coins from banks, usually in complete boxes, and sort out things. Headley says. Half dollars, for example, were no longer made from 90 percent silver after 1965, but they still had 40 percent silver in them until 1970; either of these give a nice profit. Presidential dollar errors can be worth $50 to $5,000 each. Un-circulated state quarters can sell from $10 to $50 per roll; and rare error coins can value up to $35,000.


4. Start a “business”

Convert your hobby, skills or expertise into a part-time business. Sites like Jobvana can help you do so by supplying you free devices for marketing, and give particular knowledge for the needy.

Peter Olson says he made a sketch in September 2008 to teach guitar lessons. He obtained two students, earning about $240 extra dollars per month and totaling about $1,000 since he started teaching.


5. Enter local and online sweepstakes.

Wendy Limauge has been entering sweepstakes since 1993 and teaching others to win through her Web site, Sweeties Sweeps, since 2002. Though winning sweepstakes rarely gives actual money, her winnings have constantly furnished her and her family with 200 to 300 prizes a year, with several big things she and her husband could not purchase through their incomes only.

She has won prizes which include three TVs, two of which are flat-screens; a home theatre system; three dishwashers, each won on different occasions; at least $1,500 in grocery gift certificates; an $18,000 voucher for the motorcar of her choice; a trip to France valued at $25,000; and, in March 2009, she won $5,000 in an instant-win game.

Limauge says that”The Internet has so many choices for saving money, getting something for free, winning a prize or earning money from home”. You need to find those sources that proffer supportive information and point out the correct way to make you start and act accordingly.”


6. Give your opinion — and get paid

Linda Childers, a California-based casual writer, says that many of her friends take part in focus groups. Devoting one hour of your time can earn for you up to $100, or even more. Online surveys, phone surveys and product trials can also earn you from $5 to $150. Check out Free Paid Surveys or FindFocusGroups.


7. Sell your junk

Terri Jay earns $2,000 – $3,000 every month just by selling useless items. On eBay, Jay not only sells things that she is not using but also she hits up local thrift stores on 99-cent days, garage sales and tack sales, searching things for which she knows the value. She says her best sale was for a drink tray from the 70s: She paid 25 cents for it and it was sold for $87.

She advises that “The trick is to [sell] what you know”. So, you can list them [at correct prices] to be picked up in searches [on eBay].”


8. Join a direct selling company

Direct selling is the easiest method to earn extra money, particularly if you sell products that you love. Avon, for example, allows you launch your own business for $10. It depends on your hard work. Few full-time representatives earn six-figure salaries, others own licensed Avon Beauty Centers and many of them sell Avon part time as per their family’s schedules.

Haizel MacIntyre started her Avon business in June of 2008 to earn additional income to her full-time job when her husband was discharged from service. Since joining Avon, MacIntyre earns average $1,800 per month in sales and her husband is helping her in business. Her Avon earnings pay the bills, provide funds for her three kids and she is anticipating enough earning for college tuition when she joins school to obtain her Masters in Social Work.



9. Be a secret shopper

Zippy Sandler says, With ardent eyes for details and a good memory are necessary succeed as a secret shopper, who has been mystery shopping for about 13 years. After registering with a secret shopping company, you are remunerated essentially to move about and report to company’s operation from the public opinion.

Sandler was determined to begin secret shopping not only to earn money eating, traveling and shopping, but also to learn customer service skills to teach the employees arranged at a retail store. Depending on the customers she is shopping for, Sandler says she has earned from $100 to $2,000 per month.


10. Sell your photos to stock agencies

If it is your hobby as a part time or an experienced photographer, anyone can offer their photos to stock photo agencies like Shutterstock.com. If your images are acceptable, they will be accessible for download by subscribers. Every time someone downloads your photos, you earn 25 cents.




10 Tips You Should Know When Buying a Car

1. You should buy a new car near Christmas time because of Christmas presents. as not many people want to buy a new car, and it forces dealerships to increase their sales plans. Salesmen are more eager to bargain to your prices to finalize the transaction.

2. You can also make a good purchase from July to October because at that time dealers are endeavoring to sell all their stock to make space for the new models.



3. To purchase a car online is becoming a great way to obtain a new car. Only wait for good deductions and concessions online and shop around. Print out your information from the best quotations and take them to the dealer for your choice. To bring lower quotes from another company might be your best expectation in getting a good transaction.


4. If you desire to get new prices, dealer concessions, and best discount offers, you should visit FightingChance.com The site is the first place that You might get good advice for buying a car. It is more useful than the Kelley Blue book. This plan for buying new cars can exactly spare thousands of dollars.


5. Bring a copy of your credit score with you. It can lower your profit rates on your car loan. Your car dealer might not know much about that.


6. You can evade an ordinary trick that dealers play. You will often hear that your financing failed and that you have to react by paying more money on your loan. Do not believe it. It is a good reason for you to obtain a copy of your credit score.


7. Another frequent trick by salesmen is to tell you that they have found for you a lower rate, but that they want you to give up your loan papers. Generally, that is a absolute lie. Once they check your financing information, they have control if you do not know the particulars about your credit information. You can get a copy of your credit information online at equifax.com for about $10-$15. It is better to pay $15 than thousands later.


8. Do not introduce to exchange your car in part payment for the other if you still owe money on it. The dealership seldom pays the rest of the loan in time, which results more payment of late fees to the bank. If you choose to bring a car in that you owe money on, obtain a written statement from the dealership that they will submit the balance within 10 days.


9. When a dealership may order the car directly from the dealership, they will require you to pay $500-$1000 for a deposit. Do not pay more than $500 and pay with a credit card as the dealership may tell you that there was a price increase and will want more money. If you pay by check, you can just consider the money lost.


10. You should never purchase a car in desperate need, because a dealer will notice that and take benefit. You should give yourself time to shop around for one and get the best transaction.

Tips For Planning A Budget Wedding

Every woman has fantasized about her wedding day from the time she was a little girl. It’s supposed to be the best day of your life. But when you’re young, your fantasy was most likely far greater than what you can afford on your current budget. It’s no fun when reality hits. But just because you can’t afford to fly your entire family to the Caribbean doesn’t mean you still can’t have a beautiful, memorable wedding while working within a tight budget. You’re just going to have to get creative and think outside the box a bit. The average wedding in 2012 cost just shy of $27,000. Don’t have that kind of money? Let’s get to business.




Make the Hard Choices

Remember your great aunt Claudette that you met one time when you were seven years old? She’s probably not going to be able to go to the wedding. The biggest contributor to out of control wedding costs is the guest list. Remember, for every person that goes you need to provide food and drinks. They also contribute to the headcount that you’ll need to take into consideration when renting a hall. The bigger the hall, the bigger the cost. It’s best to resign yourself now to the idea that you’re going to have to make some tough choices when deciding the final guest list. Invite the people most close to you.


Buy an iPod

With DJ costs being what they are, it makes sense to just program a playlist and have one of your friends keep an eye on the iPod if changes need to be made. Honestly, you’d save yourself a ton of money if you opted not to hire someone to encourage all of your guests to form a conga line. Let them form their own conga line. Besides, don’t you want all of the music to be what you and your spouse like?


Give Your Mailman a Break

By all means, find a business that can set you up with creative “save the dates” that you can send out to your guests. Let them really display your personality. But then, that’s it. There’s no need to follow up with an elaborate invitation. They cost money and people already know when the wedding is. If you break tradition on this one, you’ll save yourself some cash. Save the dates are much more modern and they can break the style rules when it comes to sending an invitation.

Those are just some tips to follow for having a great, cheap wedding. Food and drink are a major expense, so your best bet is to just shop around. See if a local restaurant that you like will do it for cheap. With some research and some footwork, you’ll have a memorable wedding that doesn’t break the bank.
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