Showing posts with label money. Show all posts
Top 10 Tips to Earn Extra Money
You can advertise your expertise, your occasion or used things to earn some extra money.
Due to loss of job, salary curtailing, removing bonuses and decreased 401 (K) matching contributions, your income is becoming smaller, but the bills are not.
If your usual occupation is not bringing you sufficient money or you have relinquished your job for good, the following points can help to earn some money until you stand on your feet.
Here are 10 tips for earning some extra cash:
1. Do casual work
Felice Premeau Devine left her profitable, full-time job two years ago to elevate her son. In short term, she chose to writing and editing self-employed work and launched a blog, and she is capable of earning some money from advertising.
At the present time, any job can be performed on an agreement or part time basis. Sites like Sologig, lead the seekers for jobs to make contract, consulting, freelance, and part-time projects opportunities according to your working.
2. Sell your books
If you are a college student or you are keeping college textbooks for reading them again in future, choose sellers like Barnes & Noble to sell your textbooks for immediate cash. Or, get some ancient books from your personal library and sell them at a local second-hand bookstore.
3. Search circulating coins.
Susan Headley, the “guide to coins” on About.com, is a lifetime coin collector who has been increasing her income by searching through circulating coinage for the past six years. In 2008, she made about $2,500 and so far in 2009, she has earned almost $500 from coins.
She says that people who search circulating coinage effectively, as a side business, they do so in a very large quantity. They purchase bundles of coins from banks, usually in complete boxes, and sort out things. Headley says. Half dollars, for example, were no longer made from 90 percent silver after 1965, but they still had 40 percent silver in them until 1970; either of these give a nice profit. Presidential dollar errors can be worth $50 to $5,000 each. Un-circulated state quarters can sell from $10 to $50 per roll; and rare error coins can value up to $35,000.
4. Start a “business”
Convert your hobby, skills or expertise into a part-time business. Sites like Jobvana can help you do so by supplying you free devices for marketing, and give particular knowledge for the needy.
Peter Olson says he made a sketch in September 2008 to teach guitar lessons. He obtained two students, earning about $240 extra dollars per month and totaling about $1,000 since he started teaching.
5. Enter local and online sweepstakes.
Wendy Limauge has been entering sweepstakes since 1993 and teaching others to win through her Web site, Sweeties Sweeps, since 2002. Though winning sweepstakes rarely gives actual money, her winnings have constantly furnished her and her family with 200 to 300 prizes a year, with several big things she and her husband could not purchase through their incomes only.
She has won prizes which include three TVs, two of which are flat-screens; a home theatre system; three dishwashers, each won on different occasions; at least $1,500 in grocery gift certificates; an $18,000 voucher for the motorcar of her choice; a trip to France valued at $25,000; and, in March 2009, she won $5,000 in an instant-win game.
Limauge says that”The Internet has so many choices for saving money, getting something for free, winning a prize or earning money from home”. You need to find those sources that proffer supportive information and point out the correct way to make you start and act accordingly.”
6. Give your opinion — and get paid
Linda Childers, a California-based casual writer, says that many of her friends take part in focus groups. Devoting one hour of your time can earn for you up to $100, or even more. Online surveys, phone surveys and product trials can also earn you from $5 to $150. Check out Free Paid Surveys or FindFocusGroups.
7. Sell your junk
Terri Jay earns $2,000 – $3,000 every month just by selling useless items. On eBay, Jay not only sells things that she is not using but also she hits up local thrift stores on 99-cent days, garage sales and tack sales, searching things for which she knows the value. She says her best sale was for a drink tray from the 70s: She paid 25 cents for it and it was sold for $87.
She advises that “The trick is to [sell] what you know”. So, you can list them [at correct prices] to be picked up in searches [on eBay].”
8. Join a direct selling company
Direct selling is the easiest method to earn extra money, particularly if you sell products that you love. Avon, for example, allows you launch your own business for $10. It depends on your hard work. Few full-time representatives earn six-figure salaries, others own licensed Avon Beauty Centers and many of them sell Avon part time as per their family’s schedules.
Haizel MacIntyre started her Avon business in June of 2008 to earn additional income to her full-time job when her husband was discharged from service. Since joining Avon, MacIntyre earns average $1,800 per month in sales and her husband is helping her in business. Her Avon earnings pay the bills, provide funds for her three kids and she is anticipating enough earning for college tuition when she joins school to obtain her Masters in Social Work.
9. Be a secret shopper
Zippy Sandler says, With ardent eyes for details and a good memory are necessary succeed as a secret shopper, who has been mystery shopping for about 13 years. After registering with a secret shopping company, you are remunerated essentially to move about and report to company’s operation from the public opinion.
Sandler was determined to begin secret shopping not only to earn money eating, traveling and shopping, but also to learn customer service skills to teach the employees arranged at a retail store. Depending on the customers she is shopping for, Sandler says she has earned from $100 to $2,000 per month.
10. Sell your photos to stock agencies
If it is your hobby as a part time or an experienced photographer, anyone can offer their photos to stock photo agencies like Shutterstock.com. If your images are acceptable, they will be accessible for download by subscribers. Every time someone downloads your photos, you earn 25 cents.
Top 10 Money Apps for Blackberry
Management of money is not an uphill task due to the availability of several great apps for the Blackberry. You can preserve a record in all matters regarding your savings and expenditures in your hand while at home or outside. Here are ten money apps for Blackberry that can help you with your monetary requirements.
1. Mobile Checkbook
This useful app provides you with the knowledge of your bank accounts and credit card accounts. You do not bother to include any thing in the main record of accounts.
2. MiBudget
With this app for the Blackberry, you can prepare a financial plan and remain fixed to it, because it is beneficial for individual and business utilization and can be personalized.
3. Stocks +
Stocks + facilitates you to trace your supply and the stocks for which you consider to make investments. By use of this app, you need not to search online or in the documents to identify your stock position.
4. VQ Mileage Tracker
Keeping knowledge of fuel consumption you can assist yourself to modify your driving habits in a much better way for the sake of saving your money.
5. Mortgage Payment Calculator
This calculator provides statistics in every aspect and reveals your monthly payments in order to facilitate you for buying a house.
6. Currency Exchange Rates
While you travel abroad, you want to be informed about the exchange rates and this app ascertains currency of more than 120 countries.
7. Bill Log
This app supplies you with a complete record of your monthly bills. When you operate the reminder function you are informed about the due date every month to avoid unnecessary overcharge.
8. ChargeBerry
You need not to wait or to proceed to the office to perform payment for a credit or debit card. You can operate credit cards straight from your Blackberry
9. My Time sheet
If you require to keep a check on record of your working hours while at work, you can use this app to avoid in and out problems.
10. Credit Card Manager
Using this app you can keep record of all of your credit cards and payments along with the balance available for your further use. Managing money does not have to be a chore when there are so many great apps for the Blackberry for this task. You can keep track of every aspect of your finances all in one place whether you are at home or on the go.
Tips to Save Money When Financing a Car
Here are 5 points to save money when financing a car.
Save Money when financing a car: A new car is a costly thing to purchase and you should contemplate all possible choices before acquiring it. You may get a lease on the automobile, or obtain it by financing through the dealership, a bank, credit union, monetary organization, or a relative or a friend. In the bargain of the purchase and finding the precise financing or insurance policy, searching on a computer and phonic contacts will make a remarkable difference to your expenditures
5 Tips to Save Money When Financing a Car lists
1. Improve your credit to Save Money
It is quite necessary to utilize some time for clearing up your credit history. If you are unable to do that, several organizations have experts and will perform for $30 per month.
2. Borrow against your 401K to Save Money
If you are not old, possess a safe service with good emoluments and have the choice to borrow against your 401K, any interest you pay would not be lost. Ensure with your monetary organization for the particulars and the amount to borrow.
3. Borrow from someone you know to Save Money
If you will pay them back as promised and agreed, you could make them contented by placing some guarantee such as the title of car at least.
4. Get at least 10 quotes
Endeavor to get 10 quotes at least and that will assist you for an excellent rate and bargain at an exquisite sale price.
5. Get pre-approved
It should be made before you shop for a car and you will not wait for the loan approval. In most cases the loan can be sanctioned by your lender briskly.
It should be made before you shop for a car and you will not wait for the loan approval. In most cases the loan can be sanctioned by your lender briskly.
Home Energy Saving Recommendations
If you want to decrease your carbon footprint dramatically and do your bit for the environment, then follow these tips. These 18 recommendations will give some inspiration to save energy at home and consequently save money.
Tip 1: Old Boiler
Older boilers use more energy. Therefore, you should replace you boiler if you have had it for more than 15 years.
Tip 2: Keep Doors Closed
Keeping your doors closed will keep the heat in. Also keep an eye on your door for drafts, as even the smallest hole or crack in a door can let the cold air in.
Tip 3: Screen Your Energy Usage
If you want to see the amount of energy you’re actually using then get an energy monitor. You will also be able to estimate your energy bills.
Tip 4: Buy Local
When possible buy your groceries from a local supplier. Before your food arrives at your local store, it has produced tonnes of carbon to get there.
Tip 5: Fertilizer
Grow your garden with your leftover food. Get a composter and place things such as potato peels into and over time it will turn into fertilizer.
Tip 6: Insulate Your Household
If you have good insulation in your house then your heating bill will be a lot lower. Those with poor insulation will constantly be paying to reheat their home.
Tip 7: Water Container Jackets
You can decrease your water by almost three-quarters by having a jacket for your water tank. It will also keep the water warm for longer.
Tip 8: Boiling Water
A full kettle will use more energy than a half filled one. So if you’re making one drink, then only put in what you’re going to use.
Tip 9: Lights
Energy effective light bulbs will decrease the amount of you’re using at home. Normal light bulbs use more energy.
Tip 10: Central heating Oil
Slow burning central heating oil has been created. The quantity kerosene you use will be reduced. Consequently less carbon is produced.
Earn Money Online with Micro Job ( Websites)
This post provides information for the online job seekers to make money online with micro job websites.
The internet technology has changed our lives by providing unlimited information and helps to connect with the world through social networks, emails, video chatting and so on.
We should thank to the internet as we could work and make money from home in many different ways. Yes, there are plenty of ways to earn money online without investment.
Now days, most of the people are looking for the sources to earn money online as it has various advantages like comfort of work from home, work without travel and not much skills are needed to perform them.
While saying the words “online money making” then the three popular ways named Blogging, Freelancing and Affiliate marketing strikes my mind. But all these need consistency, dedication and patience to thrive in it.
Then, you might ask “How come the people with little skills can make money online?”
Here is the answer!
Since the outsourcing is working well for big businesses, it is logical for the medium and small businesses too. So they need workers to perform short and easy jobs for small fee to get their job have done effortlessly.
As the growing number of people are ready to work from their home at spare time, many start-up organizations are overcoming the frustrations by getting the required jobs done on time from them.
Working with small projects and earn money with it? Yes, it is called Micro lancing and let’s discuss in detail.
What is Microlancing or Microfreelance?
Micro lancing is a freelancing job where the type of jobs could be done in a short period of time.
In other words, workers can complete the mini projects with little experience or even with no experience and get paid for it.
What are the advantages of doing micro jobs over freelancing?
Workers need not to work hard to fine the micro jobs and little time is required to complete these types of jobs.
Unlike freelancing, most of the websites offer the jobs without the bidding system and it is possible to earn money without any specific skill.
Moreover, not much reputation and attractive profile are needed to perform the micro jobs.
What are the types of Micro jobs?
There are various types of microjobs and let’s check some of it.
Online services marketplace:
- Workers offer small service for buyers with a little fee.
Simple online tasks:
- Buyers posts simple tasks on microjob websites and get the work has done by the people who are willing to do it.
Writing and commenting on blogs:
- Busy blog owners required workforces to write short articles and comments for their blog.
Real world tasks:
- Some types of buyers need to finish the jobs which cannot be done online.
Crowdsourcing jobs:
- Some online companies hire people to complete small tasks for their large projects.
Surveys and reward programs:
Many online businesses pay money to the people to participate in surveys and reward programs to improve the quality of their product/service.
Useful Micro Job websites to make money online
Conclusion
Many websites acts as a platform between the businesses which need to get a variety of small jobs to be done and the people with various skills who want to make money online.
Within a short period, the micro jobs has become popular among the people to earn money online as it requires simple tasks without bidding system.
Search for the legitimate microjob websites and register in it. Offering quality work to them rather than focussing to make money with it would improve your presence among the buyers and so you’ll getdirect offers from them.
Most of the microjob websites are paying money through Paypal, so it would be better to create a Paypal account to withdraw the payout.
I earned some bucks with Fiverr and iwriter with my writing skill.
What do you say about make money online with Microjob websites? Speak your opinion
Good News | Opportunities for Students to Earn Money Online
From a recent study, I came to know that the students are spending much time on the internet and most of them are searching the best job opportunities to earn money online with a question “how to earn money as a student?” Previously, I discussed some online jobs and useful websites for them to make money online without investment. Here am gonna discuss some good job opportunities with which the students can earn online cash at their convenient time.
The internet has opened wide variety of job opportunities for motivated students to make fast bucks with genuine online jobs. Only few of the students are wasting their time in social networking websites and online games. But most of the students are passionate in online money making so that they help their parents to cut off the daily expenses.
Image credit: Flickr.com
Are you a student and desiring to make online cash with genuine job opportunities?Hope this post would help you to earn some bucks on the internet.
Previously, I had a couple of discussions specifically for students to make residual incomefrom home. I suggest you to look at the job opportunities specified in the following blog posts which would help you to get some ways of making money online as a student.
1. Top 5 online jobs for students
2. How students can make money online?
Let’s continue the talk here and check few more job opportunities available for students to earn money online.
Online job opportunities for students
1. Vlogging on You-tube
Vlogging is nothing but the video blogging which is the fastest growing internet business and it is best part time job for students. Like television, the you-tube is getting popular among the people as it is a convenient source to learn or get anything. As the advertisers are showing interest to promote their products/services in you-tube, the students can earn huge money with vlogging.
Internet connection with webcam is needed to create the videos of your choice and post it regularly on your you-tube channels. You can publicize yourself with the help of social networking websites and make sure to communicate with your audience. If they like your work, they used to share your videos and the more shares you get, the more money you could make from advertising.
2. Proof reading jobs
Proof reading jobs are growing in demand as the online businesses needs people to identify the mistakes in the web pages before posting. They want to look at the correct word usage, sentence construction error, mistakes in spelling and punctuation, grammatical faults and so on.
Proof reading and editing jobs are the real internet jobs for students to make income from home. For this, you just need to familiarize yourselves with several style-books and build a reference library. You can practice your skills by reading newspapers, books, TV news programs, websites etc.
If you are a student with creative skills, just have a look at this post to get the job opportunities related to it.
Creative ways to make money online
3. Earn with smartphone
Students always like to use the smartphones and their computing capabilities increase with it. More than 60% of the students own a smartphone as they wish to stay updated with current information and to do college related tasks. Installing the apps related to social media advertising and crowd-sourcing, it is likely for the students to earn money with their smart phones.
Gigwalk and Easyshift are the popular task oriented crowd-sourcing apps and the Shopkickand Viggle are the rewards program apps for the smartphones with which you can get money at appropriate time. Many mobile application developers are ready to pay the customers to use their programs and the students can make use of it.
Conclusion:
Students have the power to shape and change the future of their country by building up the career on their own. They are excellent in learning new stuffs and showing eagerness to earn some cash through internet at their spare time or whenever they feel bored at studies. Online jobs offer the pleasant money making opportunities for the students to earn at spare time.
If you are a college student, utilize your time to perform some constructive stuff on the internet to make extra money at home. Use your common sense and beware of scam websites that assure you fast ways of making money. There are hundreds of job opportunities available for students to make residual income online and they could get financial freedom with it.
Are you a student and seeking the genuine job opportunities to earn money at home?
What do you think about my listed part time jobs for students?
Share your opinion with me and stay tuned here to know more job opportunities to get money from internet.
Tutorial | How to make money with Blogging
With a bigger focus on fresh, new ideas online, many people are deciding to enter the internet arena as writers, or bloggers, in order to generate income by publishing their well-opinionated voice through a series of posts and self-written articles.
A few years ago, making money off blogging was unheard of. Blogs were simply threads of trivial information floating in cyberspace. Not until bloggers learned how to package their work and brand themselves did blogs become a popular, viable source of information.
Over the years, popular bloggers (vloggers too) have been able to generate a substantial income pipeline by attracting readers (viewers) through relevant content and landing endorsement deals and advertising opportunities.
If you’re a blogger, and have yet to generate a stream of income, you may be asking yourself what exactly needs to be done to make your blog a monetary success. Here are a few easy and creative ways you can begin hyping up your blog, building your personal brand and increasing viewership in order to generate some green.
Be Niche
If you have a blog, understand that you can’t be sporadic with your content. For example, covering everything from sports, movies and product reviews. Good blogs attract niche, or specific, audiences. If you’re going to write about sports, make sure it’s all about sports. However, even sports can be too general! An article on AskMen.com advises bloggers to be hyper-focused when picking out subjects for your blog. So instead of focusing on all sports, why not focus on sports in East Coast? Or college sports? Or even just hockey? Just remember, the secret to finding an audience and building viewership centers around finding your niche.
Be Relevant
Once you decide on a focus, remember to live and breathe this particular subject. If you have a movie blog, watch as many films as you can. Stay current with new releases. Know your stuff! This is why, it’s highly suggested for bloggers to choose a focus in which they’re experts. Also, remember not to clutter your pages with too much written content. Rich Gorman, professional marketer, suggests that the best web pages have an equal balance of content and space.
Sell Ad Space
One of the major forms of revenue for bloggers comes through ad space. Once you’ve found your niche, appealed to your audience and generating a decent following, you can begin auctioning space. Most bloggers usually use Google’s AdSense because of its simplicity. Basically, Google acts as a middleman between advertisers and bloggers, placing monthly ads without further effort by bloggers. Most of the time, ad prices will go up as viewership increases, making it an excellent way to generate decent revenue. So expect a monthly check from Google!
Branding and Merchandising
Your blog needs to have a solid identity, definitely something visually appealing to your viewers. Depending on the caliber of your content and your relationship with your audience, your viewers will want to promote your brand in their daily lives, especially if you’re trending. Take advantage of this! Sites like Cafepress.com offer bloggers merchandising packages to stamp their brands and logos on everything from t-shirts to bumpers stickers! Don’t be afraid to sell to your viewers!
Making cash from your blog can be quite easy if you know what to do, however, remember that results depend on the caliber of content and creativity and the amount of time you dedicate your blog. If you want quality results, you have to offer quality entertainment.
How to Earn Money On the Internet
Nowadays there are many ways to earn money staying at home. Anyone in any country who has a computer with Internet access can try some of them. We will tell you about several easy and legal ways you can use to earn money without spending your own.
Writing a blog
Blogging is very popular now and can help you make some profit.
You can create a blog on some blog-platform like WordPress which is free of charge. It can be either a personal page or a page dedicated to some subject.
The main thing is – the articles should be interesting and unique and the content regularly updated to catch a reader’s eye. To earn from your blog you need join in some advertising program such as Google Adsense.
They pay for your readers visiting any of the sites they advertise. Certainly you won’t become a millionaire writing a blog but it can be a decent additional income.
Doing a freelance job
Many qualified specialists needed who can do a job online. If you are a photographer, web or graphic designer, business consultant or good at some other field you can join some freelance job community to promote your services.
You can also become a freelance writer, as the author of this article did. No matter what site you write for (it can be eBooks site, a popular blog, a newspaper, a journal, etc.), the main thing is to write about what you like and understand.
Starting an e-shop
To organize an e-shop you don’t need some special skills. You can use a service like Shopify that has all necessary functions for you to start your new business.
All you need is to decide what products you want to sell!
Such kinds of ecommerce platforms usually offer safe hosting, user-friendly interface and good checkout system to make payments.
Taking Surveys
Many companies are interested in customers’ opinion about their products or services and they are ready to pay to find it out!
Lots of sites offer you to register and take various paid surveys. They normally ask you to fill in a special form with personal information so that they can offer you surveys you might be interested in.
Taking such surveys regularly can become a steady source of income.
Sell with eBay
Probably you think it is out of date but nevertheless it is still an effective way to earn some money. On eBay you can sell almost everything: clothes, books, furniture and other unnecessary stuff.
It is also possible to find a shop that will buy some vintage china or jewellery from you. Many e-shop owners use eBay to promote their business and to broaden customers’ audience.