Showing posts with label future. Show all posts
How to Pay Back a Debt
Paying back a debt may not be as easy as acquiring it and this is why many people avoid getting themselves into debts such as loans or mortgages. However, once the borrower finds ways on how to pay back a debt, one day at a time, it becomes much easier to settle the debt. Debt repayment requires a lot of budgeting and a person who is smart enough to prioritize the things he requires will have an easy time getting out of a debt however big it may be. Below are some tips that are important for a borrower to consider when planning paying back his or her debt.
1. Understanding the debt owed
* Avoiding the debt or pretending there is no debt does not help the situation since the debt will remain there and most probably increase.
* The person should get to know the entire amount he or she earns and how much the credit card has listing every debt for each card or loan.
* Once the figures have been added up and the borrower knows how much he has to pay back, he can now find ways of paying back the debt one day at a time.
2. Classifying debts according to priorities
* Once all debts are known and the amount of money they cost each, they should be prioritized depending on various factors.
* The high interest debts should ideally be the first to be paid back while those that affect the individual’s tax return should be paid the last.
3. Earning more to repay the debt
* Once the prioritization has been done and a clear guideline is designed on how to repay the debts, the person can look for sources in his budget that can pay back the debts.
* More money can be found by reducing unnecessary expenditure such as partying costs and dinner dates among others.
* One can also get extra money to repay his debt by finding a job that pays better, getting a second job or starting a business that will bring in more money.
* A home equity loan can also be acquired and be used for paying back the debts.
4. Debt renegotiation
* Renegotiating the debt repayment terms is also another wise way of faster debt repayment.
* A huge amount of money can be saved if paying back the debt in pump sum saves on the interest that would have been charged if the debt was to be paid back on monthly basis.
Paying back a debt is not a hard thing to do if the tips above are followed to the latter. The most important thing that should be considered when planning to easily repay a debt is the needs and the wants in life. Categorizing activities into the wants and needs groups will enable one to define what things are more important in his or her life and which ones can be shelved for some time until the debt is fully settled. People should therefore not avoid taking loans or mortgages since they are designed to help people out. The only lacking ingredient to a stress-free life is a smart way of paying back the debts acquired.
Japan's New Robot Rock Band in Future
They are called Z Machinese and they are about to take the Japanese music world by storm. This unique rock band is made up entirely of futuristic automatons able to play guitar, drums and keyboards better than any human.
Z Machines is the brainchild of Yoichiro Kawaguchi, an IT professor at the University of Tokyo, and mechanical designer Naofumi Yonetsuka, who wanted to liven up the music scene by creating something futuristic and exciting.
So they created Ashura, a six-armed drummer who can actually play 22 drums simultaneously and sounds like four people playing the drums at the same time, Mach, a metal-and-wire guitarist who uses 78 fingers and 12 picks allowing him to challenge even the most gifted human guitar players, and Cosmo, who is literally wired into his keyboard and shoots lasers from his eyes. Z Mazhines certainly sounds like a very impressive band, but can they really play a gig? They answered that question on Monday, when they teamed up with Japanese human duo Amoyamo, for an electrifying performance at one of Tokyo’s most popular night clubs.
Photo: AP/Koji Sasahara
The creators of this robot trio enlisted the help of DJ Tasaka, a famous electronic musician from Japan, to create an original song for their big debut. At first, he decided to go for a traditional disco-electro track, but after seeing what they were capable of during rehearsals, he decided to make something truly tough for them to play. “But then they were able to play it,” the surprised DJ told Japanese press. Amoyamo were also surprised by how well the robots played their part, considering they had only rehearsed together once before the big show. But Professor Kawaguchi has even bigger plans for his robot band. He’s shooting for the stars, literally. The IT specialist hopes to one day take Z Machines to play in outer space, like on the Moon or on the North Pole of Mars.
Photo: Nippon News
Z Machines may be all the rage in Japan right now, but they are actually not the world’s first robot band. That title goes to Compressorhead, a group of true metal heads who like to rock out to tracks by legends like AC/DC or Motorhead.
The Flexible Future Laptop
Maybe one-piece, continuous screen laptops aren’t just one designer’s flight of fancy after all. Recently, Orkin Design debuted a roll-up laptop design that, when packaged up in its little shoulder-strap-equipped tube, looks kind of like a narrow yoga mat. But when the Rolltop is all set up and ready to go, it looks a lot like the flexible MacBook concept you saw here a while ago.
The large OLED surface goes from the traditional screen/keyboard configuration to large viewing screen to tablet. The carrying canister becomes the power supply and houses other features like the USB ports. Overall, it seems like a pretty great design. And with the OLED technology that’s already being used in products from Sony, it seems like it won’t be long until we actually see a laptop like this in production.
Keep Vegetables Fresh Naturally With Future Gadgets
The innovative plant perf concept aims to deliver fresh fruits and vegetables to the consumers which eliminate using chemicals that are harmful for health. The plants get attached with the device right after being cut from the field to get the nutrients from the perf.
The body of the device is made from corn starch plastic and features three main parts, the main body, bottle top and nutritious liquid. The long top end of the bottle remains locked when the farmer collects it and during harvesting, the farmer cuts the fruits and insert the stem inside the bottle and locks it by pulling the top upward. Not only fruits, it can also be used to keep flowers fresh for longer period of time according to the user’s need.
The Future Digital Camera
The Scarab is a new type of digital camera that addresses a number of design issues related to traditional point and shoot digital cameras which evolved from the 35mm film format.
The design features two movable lenses that can be used independently for conventional pictures or for accurate self-portrait shots. Alternatively both lenses can be used together to capture panoramic images or unique ‘front and back’ Duo-Shot photographs
The Best of Touch Phones from Future
People who are obsessed with their cell phones must brace themselves for the uber-excitement that future holds for them. The iPhones, Androids and 4Gs as you see in their current forms, will seem too outdated when the superb futuristic ingenuity of the designers will transform into real products. Here’s a list of par excellence concept phones sporting awe-inspiring designs and the statement, which might leave you no more fascinated with your current phone.
The Ring Phone Concept by Tao Ma
Tao Ma is the master of unique idea and so only he could have thought of this exceptional Ring Phone concept. It’s the Sony Ericsson Ring Phone which also won the SE design competition in 2004, so you might see it becoming a reality pretty soon.
The Benq-Siemens Snaked
The Benq designers have created this sexy snake style bracelet phone, which looks simply irresistible. The Snaked has been designed for sporty women, so also includes body monitoring sensors to help women gauge their fitness regime.
The CiSi concept phone
The CiSi concept phone could be seen as the most stylish eco-friendly phone with all cutting-edge features. The futuristic phone boasts of beautiful wooden finish, 4 backlit main keys and the Grave UI, which is a custom interface for Android OS. The extremely thin casing is commendable.
The Pebble phone concept
I’d love to be hit by this pebble, which is an amazingly seamless mobile phone. Except for its shape and design, the Pebble is a simple phone with no complicated features. It’s the brainchild of British designer Jamie Lawrence, the Pebble beautiful slides apart from the middle to reveal the touchscreen.
The Mobiado CPT001 luxury phone concept
The mystical phone concept has been rolled as the “objet d’art”. It’s a luxury phone made from rare material from the Renaissance period, and which is beautifully blended with the modern technology.
The Holo Mobile Computer Phone
French designer Elodie Delassus has redefined mobile computing with this ultra-trendy bracelet phone. The HOLOP2.0 could be a desirable fashion accessory, which aslo gives you exceptional internet access with portable computer features. It’s made from highly flexible non-conductive, non-allergic and heat resistant material for comfortable wear and uninterrupted networking.
The Nokia 888 Mobile Phone by Tamer Nakisci
Tamer Nakisci’s Nokia 888 is the most flexible phone one can ever imagine. It uses liquid battery, features speech recognition, has flexible touch screen and touch sensitive body cover which lets it mould according to the environment.
The futuristic Dial concept phone
Jung Dae Hoon’s Dial is inspired from the glorious era of the dial phones, but it’s the uber-futuristic of the classic phones. Wearable like a bangle, the Dial is has a projected light beam in the inner circle, which is a touchscreen dial.
The Finger-Touching Phone Concept
You don’t touch with your finger rather touch your finger in this unique wearable Finger-Touching phone concept, designed by Sunman Kwon. Compatible with 3.5G, 4G communication standard, the phone allows easy communication and enhances online chatting experience. The phone uses it uses the 12 instinctive “finger joints” for easy and simple controls.
The Future Of Cloud Computing
Cloud computing has taken the world by storm in the recent past. This is without mentioning how it has revolutionized the IT sector. Within a relatively short period of time since the cloud gone mainstream, businesses and individuals alike have been attracted to the cost saving and scalable advantages that this platform has to offer. However, there are projections that the cloud is likely to take a new twist, with new trends taking shape. Here are some of the top cloud computing trends of the future.
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A lot of people are worried about the security of data they store in the cloud. To counter this problem, security will move to the centralized trust, with new applications and techniques coming up. This ideally means that people will learn to manage their identities within the cloud and enterprises. Eventually, this will create places in the internet where businesses will be able to validate their identities, just the same way a DMV validates your licence. Due to the high number of clouds, businesses will have to deal with the need for a single sign-in. On the same breath, identity-based security systems will become a necessity.
Centralized data.
Besides that, centralized data will become a major strategic advantage. Thanks to technological improvements, we will get better at creating huge databases in the cloud that contains valuable information, and which can be accessed through a public API. These may include valuable information like the stock market behavior over a long period of time or clinical data for better and improved patient care.
Services optimized for mobile devices.
Alongside that, cloud services will be optimized for mobile applications. Mobile devices like tablet computers, smartphones and iPhones will be used to scale business processes, communications and other aspects. In order to make cloud computing more useful and productive to business owners and employees, the cloud is shifting to mobile approach. More than ever before, more cloud computing platforms will be easily accessible on mobile devices.
Hybrid computing.
The emergence of hybrid computing is one of the trends that is likely to take root in the future. Hybrid computing involves a combination of both local and cloud computing. As a result, businesses will use hybrid computing to streamline and supplement their internal applications and infrastructure. In return this will have positive effects in enhancing business process performance.
Cloud centric design.
Cloud centric design is another trend that is likely to take shape in the future. At present, moST organizations incorporate the element of cloud computing migration in the organizational design. This literally means that the need for optimal cloud performance and experience tops the priority list of such companies. As cloud computing continues to make inroads into different industries, this is a trend that is likely to continue for many more years.
Within a relatively short period of time, cloud computing has had major impacts on the technological landscape, with many more things still in the pipeline. While the cloud has allowed business to streamline their operations and cut their cost of running business, there are greater innovations and expansions that are in the offing. Literally, this means that the world of cloud computing is only beginning to thrive.
Successfully | The Future For New Business
To say that ecommerce is the future for a new business is putting things a little strongly. Ecommerce is one avenue down which a new business might be well advised to go. In actuality, it’s one part of a much larger map – the same map all businesses have always been bound to follow which is nominally known as ‘The Marketplace’.
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The simplest way to describe the market, for any business, is like this: it’s where the people most likely to want a business’ products and services spend their time and ultimately their money. So in order to capture the sales it needs to stay alive, a new business has to define its marketplace and follow it.
It is absolutely true to say that more marketplaces are finding more of themselves shifted into the online sphere, or at least replicated there. This is because the generations who do the spending are at least in part represented by what’s called a “digital native”.
Digital natives are anyone who was born in the age when the internet and digital connectivity were commonplace – so in basic terms, anyone who is now around 15 years old, maybe 20. A digital native will automatically look to the online world, usually through a smartphone, to gather information and to make purchases – or at the very least to get the information he or she needs to make a purchase in the “real world”.
It is important, before this discussion goes further, to make a more direct definition of “ecommerce”. Technically speaking, ecommerce is the actual sale of goods and services online – that is, a person has to get into a checkout and use an online payment service or his or her own bank account to transfer funds electronically and complete a transaction.
In reality, though, the idea of ecommerce is probably more wide-ranging. What, for example, of the person who goes into a shop, then calls up that store’s website and asks the sales staff to match its online prices in the flesh? Is that not ecommerce too?
The point is, the real purpose of a modern ecommerce site goes beyond simply selling products or services and leaving things at that. A website is all things to all customers. It’s the place where all the advertising material in the real world, pertinent to the brand owning the site, ends up pointing.
In essence, the real thrust of the future is this. A brand that sells things, any company that will at some point ask prospects to become customers by actively transferring monies from their account to the account of the brand, would be foolish to avoid making that provision in its website. But its site is more than just a shop. It’s a place to be, somewhere where the brand personality, which is technically what makes prospects into customers in the first place, is given the space it needs to express itself.
It’s all about engaging. Consumers want to feel that they are art of something. The website is where they go to do that.
